Pay Your Way: MILITARY STAR Introduces Reduced-Interest Payment Plans

DALLAS – The Exchange Credit Program is excited to introduce new flexible payment plans designed to meet the varying needs of service members and their families—through every stage of their careers.

“Pay Your Way” is a special financing program from MILITARY STAR® that allows customers to choose a fixed monthly payment at a reduced, fixed APR of 9.99%, and budget for larger purchases. Customers can shop by the item or by the basket using their existing MILITARY STAR line of credit. Three plans are offered:

  • Purchases $300-$499.99 are eligible for the 36-month plan.
  • Purchases $500-$999.99 are eligible for the 48-month plan or the 36-month plan.
  • Purchases greater than $1,000 are eligible for the 60-month, 48-month or 36-month plans.

Shoppers can estimate the monthly payment on qualifying purchases using the payment estimator located at Customers can use their smart phones to scan the QR code located on signing throughout exchange stores to access the calculator.

“The MILITARY STAR Pay Your Way plans add increased flexibility to work within shoppers’ budgets,” said Air Force Chief Master Sgt. Luis Reyes, the Army & Air Force Exchange Service’s senior enlisted advisor. “The plans are a great option when you’re furnishing a home, preparing for a new baby, planning for the back-to-school season or doing your holiday shopping.”

Pay Your Way plans are available at Army & Air Force, Navy, Coast Guard and Marine Corps exchanges, as well as Customers may have multiple Pay Your Way plans based on their available credit. Express and fuel locations are excluded.

As with all MILITARY STAR purchases, shoppers using the Pay Your Way plans will receive two rewards points per dollar. Cardholders earn a $20 rewards card every 2,000 points.

The MILITARY STAR card is administered by the Army & Air Force Exchange Service and is accepted at all military exchanges. For more information, visit

Facebook-friendly version: MILITARY STAR is introducing Pay Your Way reduced-interest payment plans to help service members and military families work within their budget. Learn more about Pay Your Way plans:

— 30 —

About MILITARY STAR: The MILITARY STAR® card is an exclusive line of credit for service members and their families to use at exchanges and commissaries—no matter where they serve.

Benefits of the card include the lowest flat-rate APR among store cards (11.74%); no annual, late or over-limit fees; and a 10% discount on first day’s purchases for new accounts. For more benefits, see

About the Exchange: Since 1895, the Army & Air Force Exchange Service (Exchange) has gone where Soldiers, Airmen and their families go to improve the quality of their lives by providing valued goods and services at exclusive military pricing. The Exchange is the 62nd-largest retailer in the United States. Its earnings provided $2.3 billion in dividends to support military morale, welfare and recreation programs over the last 10 years. The Exchange is a non-appropriated fund entity of the Department of Defense and is directed by a Board of Directors. The Exchange is a 50th Anniversary Vietnam War Commemorative Partner, planning and conducting events and activities that recognize the service, valor and sacrifice of Vietnam Veterans and their families in conjunction with the United States of America Vietnam War Commemoration. To find out more about the Exchange history and mission or to view recent press releases please visit our website at or follow us on Twitter at


Media Notes:

For more information or to schedule an interview with an Exchange representative please contact Marisa Conner at 214-312-5111 or

Follow the Exchange:



Instagram: @shopmyexchange

Posted in